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"Gain may be temporary and uncertain; but ever while you live, expense is constant and certain: and it is easier to build two chimneys than to keep one in fuel."
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"Cosmic Ordering cultivates prosperity daily."
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Personal Development

"Money is a necessity, but not the determinant of a successful life. It is there to secure you, but not to save you! It is there to support you, but not to sanctify you!"
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Personal Development

"The hardest thing to understand in the world is the income tax."
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Personal Development

"It is remarkable, remembering the bitterness of those days, what a change of temper a fixed income will bring about. No force in the world can take from me my five hundred pounds. Food, house, and clothing are mine forever. Therefore not merely do effort and labour cease, but also hatred and bitterness. I need not hate any man; he cannot hurt me."
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Personal Development

"We have met ambitious fiscal targets in each of the previous two fiscal years. We have reduced the deficit even while increasing capital expenditure."
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Personal Development

"Asean is obviously a very important association for us. Over the past 30 years Asean has made great strides in regional cooperation covering a number of areas, although recently it has been under strain because of the financial crisis and other challenges."
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Personal Development

"Becoming wealthy is about accumulating wealth."
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Personal Development

"Buy calmly and with meaning."
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Personal Development

"Depreciation of money can benefit debtors only when it is unforeseen. If inflationary measures and a reduction of the value of money are expected, then those who lend money will demand higher interest in order to compensate their probable loss of capital, and those who seek loans will be prepared to pay the higher interest because they have a prospect of gaining on capital account."
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Personal Development

"Once you deposit that money in your checking account, it becomes the bank's money and you're just another one of their creditors."
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Personal Development
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"All mankind is divided into three classes: those that are immovable, those that are movable, and those that move."
Opportunity

"Early to bed and early to rise makes a man healthy, wealthy and wise."
Wisdom

"For having lived long, I have experienced many instances of being obliged, by better information or fuller consideration, to change opinions, even on important subjects, which I once thought right but found to be otherwise."
Learning

"Success has ruined many a man."
Success

"If you would have a faithful servant and one that you like serve yourself."
Responsibility

"Well done is better than well said."
Motivation

"Never leave that till tomorrow which you can do today."
Wisdom

"Whoever would overthrow the liberty of a nation must begin by subduing the freeness of speech."
Politics

"If men are so wicked with religion what would they be without it?"
Religion

"O vitae Philosophia dux! O virtutum indagatrix expultrixque vitiorum! Unus dies, bene et ex praeceptis tuis actus, peccanti immortalitati est anteponendus.translation (non-literal):O philosophy, life's guide! O searcher of virtues and expeller of vices! Just a single day lived well and according to your lessons is to be preferred to an eternity of errors.- Cicero, As quoted in Ben Franklin's Autobiography."
Philosophy
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