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"Then, again, the ability to organize and conduct industrial, commercial, or financial enterprises is rare; the great captains of industry are as rare as great generals."
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"He became convinced that ordinary commercial financing could be done for a service charge plus an insurance fee amounting to much less that the current rates of interest charged by banks, whose rates were based on supply and demand, treating money as a commodity rather than as a sovereign state's means of exchange."
"Thirty to 40 years ago, most financial decisions were fairly simple."
"When you work hard in a job that suits your living standards, never greed for fortune because you will distract yourself from fulfilling other important priorities and participating in leisure activities in your current life. You will eventually gain the fortune if you set up a wise investment goal by having pride and confidence on your savings."
"It's hard to exaggerate the importance of preserving the financial integrity of Social Security."
"In the financial system we have today, with less risk concentrated in banks, the probability of systemic financial crises may be lower than in traditional bank-centered financial systems."
"Many critics of the Palestinians, especially those in Congress, think the current calm is merely the eye of the storm. That's why the House of Representatives approved a foreign aid package last week that forbade the direct financial assistance to the Palestinian Authority ."
Explore more quotes by William Graham Sumner
"A drunkard in the gutter is just where he ought to be, according to the fitness and tendency of things. Nature has set upon him the process of decline and dissolution by which she removes things which have survived their usefulness."
"I never have known a man of ordinary common-sense who did not urge upon his sons, from earliest childhood, doctrines of economy and the practice of accumulation."
"Joint-stock companies are yet in their infancy, and incorporated capital, instead of being a thing which can be overturned, is a thing which is becoming more and more indispensable."
"The waste of capital, in proportion to the total capital, in this country between 1800 and 1850, in the attempts which were made to establish means of communication and transportation, was enormous."
"We throw all our attention on the utterly idle question whether A has done as well as B, when the only question is whether A has done as well as he could."
"It is the tendency of the social burdens to crush out the middle class, and to force society into an organization of only two classes, one at each social extreme."
"There is every indication that we are to see new developments of the power of aggregated capital to serve civilization, and that the new developments will be made right here in America."
"The men who start out with the notion that the world owes them a living generally find that the world pays its debt in the penitentiary or the poor house."
"Men of routine or men who can do what they are told are not hard to find; but men who can think and plan and tell the routine men what to do are very rare."
"Any one who believes that any great enterprise of an industrial character can be started without labor must have little experience of life."
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