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"Finance is critical. If sufficient investment is made in infrastructure and venture capital is made available, there will be a big improvement in the situation."
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"Creditor. One of a tribe of savages dwelling beyond the Financial Straits and dreaded for their desolating incursions."

"Once you deposit that money in your checking account, it becomes the bank's money and you're just another one of their creditors."

"Money is only a problem to those that aren't willing to develop a higher conscience about how to master it."

"Organized scarcity is the best way to increase your profits.This is the idea of the ends justify the means. There are second and third order effects that will take away all of the gains and then some. Wisdom is better than gold, peace is better than profit."

"A sure way to go broke is to spend your outer riches before you have saved enough of your inner ones."

"Sharpen and trust your judgement: learn when spending is a shrewd investment and when it is merely an indulgence."

"Investing is a simple process of taking into account the present value and future value. The other major factor to understand here, is what you lose as a result of inaction. Consider what you can gain and what you can lose in your decision."
Explore more quotes by Sanjay Kumar

"As I said before, a big part of my strategy says - and the management team I think is in agreement with this - we don't have to be out there with a lot of noise all the time. What we need to do is paint a vision for customers, promise them deliverables, and go hit at it."

"That's a very critical phase in customer service because you can start to really understand what part of customer service has value to customers and what part is bothering customers."

"Few service industries are designed to be 24x7 in India, and thus there was no 24x7 mentality."

"So far, Indian companies have focused more on customer application. This needs to shift to packaged software for sectors such as banking and financial services."

"Clearly, every company needs a leader. That's an important part of being the CEO of the company."

"So if you're a customer today, the same person who came in to demonstrate the technology for you and helped you architect the solution before you bought it is likely going to be leading the team to help you do the implementation."

"I'm very comfortable in having a strong team. I'm very comfortable in sharing the limelight with the team."

"We will announce a new offering, where you can get a CA expert on your PC live, via video, on a range of topics about a product."

"Well, the security business has been growing. I think security is one of those areas where it's to some degree not linear but maybe exponential growth."

"So in 2000, when we changed the business model and started really focusing on that triangle and putting the customer in the center, we decided we should hold off - we've done enough consolidation; we've got enough critical mass."
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