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Saaif Alam

"When you work hard in a job that suits your living standards, never greed for fortune because you will distract yourself from fulfilling other important priorities and participating in leisure activities in your current life. You will eventually gain the fortune if you set up a wise investment goal by having pride and confidence on your savings."

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"When you work hard in a job that suits your living standards, never greed for fortune because you will distract yourself from fulfilling other important priorities and participating in leisure activities in your current life. You will eventually gain the fortune if you set up a wise investment goal by having pride and confidence on your savings."

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"Well, banks are the biggest mafia, you know, except for the government of course."

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"Once you deposit that money in your checking account, it becomes the bank's money and you're just another one of their creditors."

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"Money is only a problem to those that aren't willing to develop a higher conscience about how to master it."

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"Organized scarcity is the best way to increase your profits.This is the idea of the ends justify the means. There are second and third order effects that will take away all of the gains and then some. Wisdom is better than gold, peace is better than profit."

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"A sure way to go broke is to spend your outer riches before you have saved enough of your inner ones."

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"Sharpen and trust your judgement: learn when spending is a shrewd investment and when it is merely an indulgence."

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Saaif Alam
"Life can be full of despair without intimacy from a youth's family members and they need to understand that values of caring can help an individual to overcome his or her struggle as he or she develops to become an adult."
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Saaif Alam
"Although profanity is part of our language that we speak everyday, it can simultaneity be used as a weapon to demoralize other people if it is offensive within its meaning."
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"Always polish the dirt for a refreshing start and seek out to build new mental structures that can help you to become rejuvenated."
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"We have to embrace the values of morality and proper education in order to gain respect from the majority of the people who dwell in our community."
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Saaif Alam
"An intellectual person is always confident about his or her own words when he or she communicates with another individual or the public. However, a person with very low intelligence quotient will express to others what cognitive and/or common knowledge he or she has."
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Saaif Alam
"A proactive learner can have the ability to acquire a vast amount knowledge to use critical thinking because he or she has the passion comprehending complex principles, theories and tasks in daily life and career settings."
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Saaif Alam
"Our mind speak to our souls about the lifestyle we should have. Nobody can dictate our souls because we only have control of our own character and ambition."
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"Cognitive Intelligence defines a person's personality trait who utilizes critical thinking based on empirical evidence, logics and thorough understanding of the information during an intellectual argument or an educational setting where they acquire brand new concepts."
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Saaif Alam
"A person who posses a cunning attitude are not always academically intelligent, but they are considered clever because they can manipulate and cause harm towards others in order to gain something out of them for their own benefit. They can be defeated if people stand up towards them and point out their actual inappropriate behavioral activities with logical reasoning."
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Saaif Alam
"An enthusiastic person who is very logical with his or her own thinking process, he or she can eventually express his or her thought with delight and humor to educate and entertain his or her audiences."
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