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"The value of money is subjective, depending on age. At the age of one, one multiplies the actual sum by 145,000, making one pound seem like 145,000 pounds to a one-year-old. At seven " Bertie's age " the multiplier is 24, so that five pounds seems like 120 pounds. At the age of twenty four, five pounds is five pounds; at forty five it is divided by 5, so that it seems like one pound and one pound seems like twenty pence. (All figures courtesy of Scottish Government Advice Leaflet: Handling your Money.)"
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"Silver surfers ... nah, that's old hat. Retire a gold surfer with Cosmic Ordering."
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Personal Development
"Some people will each start investing more of their salary on 'their' house and spending less of it on 'their' car or cars only when they start being able to take 'their' house to work, funerals, weddings, etc."
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Personal Development
"Do you want to retire early rich or retire late poor? Cosmic Ordering answers the first question!"
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Personal Development
"Don't spend your money on luxuries. Save it and secure a safe future. Don't crave for quick satisfaction."
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Personal Development
"Riches will come when you follow Cosmic Ordering."
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Personal Development
"The secret to becoming wealthy and successful is thinking wealthy and successful!"
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Personal Development
"Creditors have better memories than debtors."
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Personal Development
"The only secret of wealth creation is knowing how to use Cosmic Ordering."
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Personal Development
"If you would be wealthy think of saving as well as of getting."
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Personal Development
"When buying shares, ask yourself, would you buy the whole company?"
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"We can't have moral obligations to every single person in this world. We have moral obligations to those who we come up against, who enter into our moral space, so to speak. That means neighbors, people we deal with, and so on."
Ethics
"Mma Ramotswe reflected on how easy it was to find oneself committed to a course of action simply because one lacked the courage to say no."
Life
"Go to any small village anywhere in the world, and see what they remember. Everything. It's all there -- passed on like a precious piece of information, some secret imparted from one who knew to one who yearns to know. Taken good care of."
History
"What we have, we all must lose-that applied to everything, even to that which we thought we had the greatest right. We were tenants of this earth-nothing more."
Life
"We shall change all that...because it is possible to change the world, if one is determined enough, and if one sees with sufficient clarity just what has to be changed."
Motivation
"There was no point in telling somebody not to cry, she had always thought; indeed there were times when you should do exactly the opposite, when you should urge people to cry, to start the healing that sometimes only tears can bring. But if there was a place for tears of relief, there might even be a place for tears of pride."
Emotion
"Mr Mandela, who had given his whole life for justice and had never once thought of himself. How unlike these people were modern politicians, who thought only of power and tricks."
Sacrifice
"Matthew knew that phrenology was nonsense, and yet, years later, he found himself making judgments similar to those made by his father; slippery people looked slippery; they really did. And how we become like our parents! How their scorned advice - based, we felt in our superiority, on prejudiced and muddled folk wisdom - how their opinions are subsequently borne out by our own discoveries and sense of the world, one after one. And as this happens, we realise with increasing horror that proposition which we would never have entertained before: our mothers were right!"
Psychology
"She would not allow herself to remember how Note had treated her, and many others too, she suspected. She had forgiven him, yes, but she still did not like to remember. And perhaps a deliberate act of forgetting went along with forgiveness. You forgave, and then you said to yourself: Now I shall forget. Because if you did not forget, then your forgiveness would be tested, perhaps many times and in ways that you could not resist, and you might go back to anger, and to hating."
Forgiveness
"There is a tidal wave of ignorance, Mma Ramotswe. It is a great tidal wave and it will drown all of us if we are not careful."
Awareness
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