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"But with a rate of return of 1.6 percent or less, or a negative rate of return, our children and our grandchildren, if we do not make changes, will in fact not have a secure retirement. Indeed, they will not have the funds when they go to retire to even minimally get by."
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"The criminalization of marijuana did not prevent marijuana from becoming the most widely used illegal substance in the United States and many other countries. But it did result in extensive costs and negative consequences."
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Personal Development

"Let's not be narrow, nasty, and negative."
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Personal Development

"I hate negative songs; I won't sing them. It doesn't matter if it's sold 2 million more albums."
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Personal Development

"No, I try not to be a negative thinker."
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Personal Development

"You never know with politicians what they are really saying. And I don't say that in a negative way-they have an appalling job."
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Personal Development

"Tax increases appear to have a very large sustained and highly significant negative impact on output."
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Personal Development

"An external electric field, meeting it and passing through it, affects the negative as much as the positive quanta of the atom, and pushes the former to one side, and the latter in the other direction."
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Personal Development

"I do my job in Type O Negative."
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Personal Development

"My tastes lean toward the more negative, angry and eclectic."
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Personal Development

"The oldest theory of contract is I think negative."
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Personal Development
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"Most previous immigrants came to the United States to become Americans, with no intention of returning home. They relinquished their ties with their homeland. English was their key to prosperity, and they worked hard to master it."
Home

"Indeed, I think most Americans now know that in 1935 when Social Security was created, there were some 42 Americans working for every American collecting retirement benefits."
Politics

"From cell phones to computers, quality is improving and costs are shrinking as companies fight to offer the public the best product at the best price. But this philosophy is sadly missing from our health-care insurance system."
Computer

"Business owners have made a strong case to me that they need guest workers. But none has suggested that these workers should be placed on a path to citizenship."
Business

"American consumers benefit from free trade and investment."
Politics

"Germany, I think, was first to substitute a Social Security program for its elderly based on this premise, that is, that we would tax workers to pay retirement benefits for those retired."
Benefit

"More than one-third of Mexicans in the United States own property in Mexico, nearly 80 percent send money home and 25 percent have a spouse in Mexico. Assimilation and becoming an American citizen are not the objective for many of them."
Home

"But with a rate of return of 1.6 percent or less, or a negative rate of return, our children and our grandchildren, if we do not make changes, will in fact not have a secure retirement. Indeed, they will not have the funds when they go to retire to even minimally get by."
Negative

"Global fuel and consumption, however, is projected to increase by 100 to 150 percent over the next 20 years, driven largely by the rapidly growing Chinese and Indian economies; and this growth and this increase in demand will force prices even higher."
Growth

"The reality is that the workforce relative to the number of people retired has shrunk and today in America there are only 3.3 working Americans paying payroll taxes to support each individual currently retired and collecting Social Security taxes."
People
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