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"You want 21 percent risk free? Pay off your credit cards."

"That's why I really don't play cards or gamble. Because I'd crack."

"I ignore Hallmark Holidays. And this comes from a guy who has sold a million Opus greeting cards."

"Credit card companies pay college students generously to stand outside dining halls, dorms, and academic buildings and encourage their fellow students to apply for credit cards."

"We don't need a nation that has national identity cards."

"I like to think I play rugby as it should be played - there are no yellow or red cards in my collection - but I cannot say I'm an angel."
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