"Ever occur to you why some of us can be this much concerned with animals suffering? Because government is not. Why not? Animals don't vote."

"When your outgo exceeds your income, the upshot may be your downfall."

"Every pessimist who ever lived has been buried in an unmarked grave. Tomorrow has always been better than today, and it always will be."

"Now you know the rest of the story."

"Retiring is just practicing up to be dead. That doesn't take any practice."

"If there is a 50-50 chance that something can go wrong, then 9 times out of ten it will."

"Dependency arguments often come from elites - either aid agencies or governments - and say something about attitudes to poor people."

"I've never seen a monument erected to a pessimist."

"I am fiercely loyal to those willing to put their money where my mouth is."