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Franklin Raines

"Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates."

Now,
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"Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates."

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Amber Hurdle

"If you have tears, prepare to shed them now."

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Personal Development

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Amber Hurdle

"When I was young there was no respect for the young, and now that I am old there is no respect for the old. I missed out coming and going."

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Personal Development

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Amber Hurdle

"It's a heavy weight, the camera. Now we have modern and lightweight, small plastic cameras, but in the '70s they were heavy metal."

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Personal Development

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Amber Hurdle

"Now, we used to say we put on our tights to put on the world. So I don't think it tarnishes the image at all."

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Personal Development

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Amber Hurdle

"So, like I said, I will visit Jeffersonville more often because I now have a little getaway house up there."

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Personal Development

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Amber Hurdle

"Now I get to pick and choose exactly what I want to do."

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Personal Development

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Amber Hurdle

"Now the identification of individual sounds by phonetic observation is an artificial way of proceeding."

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Personal Development

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Amber Hurdle

"I'm now convinced that I'm a doctor. I mean, if someone says they have a pain, I'm like, 'Well, that's your spleen.'"

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Personal Development

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Amber Hurdle

"The rich pay more in total taxes now than ever before - ever. It's true. Just like it's true that when the rich are convinced they're going to be taxed more, they spend less. And when the top few percenters don't spend, there goes all your spending, because they account for half of all retail spending."

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Personal Development

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Amber Hurdle

"All the classical genres are now ridiculous in their rigorous purity."

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Franklin Raines
"Well, now, and there's - for every dollar the federal government spends, there's real people on the other side, and so when we talk about reductions that are going to affect providers, that's going to affect hospitals and doctors and others."

Government

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Franklin Raines
"Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates."

Now

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Franklin Raines
"They flooded liquidity in the marketplace but the mortgage rate is based much more on expectations of inflation. So if the average investor believes that there is inflation coming, they'll move that rate up."

Expectation

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Franklin Raines
"That is - the reason for that is that home prices are only going to go up. Now, they've never gone down nationwide in our - since we've been keeping track of this."

Home

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Franklin Raines
"Well, I think the best form would be to put money directly in the pockets of consumers."

Money

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Franklin Raines
"We think if the economy remains weak that we could see mortgage rates trail down and we think that we could see rates below seven percent into early next year."

Economy

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Franklin Raines
"And so we have to be careful with looking at additional stimulus that we don't provoke an increase in the bond rate and then offset a lot of the stimulus we've already got."

Reading

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Franklin Raines
"And so the danger for the housing industry is if we see interest rates rise."

Danger

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Franklin Raines
"Right now the long-term investors are telling us that they're not as concerned about inflation and so we're seeing these rates now move into the marketplace and out to the street - rates that individuals can get."

Finance

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Franklin Raines
"Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off a refinance boom that's going to put more money in the pockets of consumers."

Money

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